Salary Account
A low-cost, low transaction salary processing account designed for your everyday banking needs
Opening balance
Zero
Mobile banking
Available
Monthly Ledger Fees
Waived
Operating Balance
Zero
Currency
KES
View Benefits
- Free monthly e-statements.
- Free incoming funds transfers.
- Free funds transfers to other NCBA accounts.
- Manage your account from wherever with Online and Mobile Banking.
At Work Account
The account designed specifically for employees of corporate entities registered under workplace banking schemes
Opening balance
Zero
Mobile banking
Available
Minimum Operating Balance
Zero
Currency
KES and other major currencies
View Benefits
- Access to debit a card
- Chequebook available upon request
- Enjoy free incoming funds transfer into your account and free transfers to your other NCBA accounts.
- Get monthly e-statements at no cost
- Get a debit card for easy and secure payments
Student Account
A low-cost account for students, with special discounts and benefits that allow you to manage your finances with ease and convenience.
Opening balance
KES 500
Mobile banking
Available
Operating Balance
Zero
Currency
KES
View Benefits
- Zero monthly fee
- Enjoy free incoming funds transfer into your account and free outgoing transfers to other NCBA accounts.
- Enjoy discounted fees on fund transfers from your account to M-Pesa
- Get monthly e-statements at no cost
- Access to an exclusive student debit card
Go Current Account
The Go Banking current account gives you instant access to everything you need to make everyday banking a breeze.
From transactions, payments and transfers to saving and borrowing, the account gives you the freedom, flexibility and choice.
Opening balance
KES. 500
Mobile banking
Available
Minimum Operating Balance
Zero
Currency
KES
View Benefits
- Zero monthly fees
- Access to a Visa classic debit card
- Chequebook available upon request
- Get monthly e-statements at no cost
- Free incoming funds transfer into your account
- Enjoy privileged access to exclusive debit and credit cards offers
Gold Pay As You Go
The Gold Pay As You Go account offers you the versatility of a starter account that can stretch to fit your banking needs as you grow.
Opening balance
Zero
Access To
Debit Card
Monthly Ledger Fees
Waived
Operating Balance
Zero
Currency
KES and other major currencies
View Benefits
- Flexibility to determine monthly cost to operating the account based on number of transactions done
- Free Monthly e-statements
- Free incoming funds transfers on all currencies
- Free intra account transfers
- Opportunity to invest in NCBA unit trust funds
- Access to a wide range of health insurance, life insurance and car insurance packages
- Access to credit and loan facilities for individual account holders (subject to T&C’s)
- An assigned Personal Branch Relationship Officer
Wiser Account
Uniquely designed to suit the banking needs of seniors. This account offers both transactional, savings capabilities and access to tailor-made insurance benefits.
Opening balance
KES. 10,000
Mobile banking
Available
Currency
KES and other major currencies
View Benefits
- Zero monthly fees
- Access to a Visa classic debit card
- Chequebook available upon request
- Get monthly e-statements at no cost
- Free incoming funds transfer into your account
- Enjoy privileged access to exclusive debit and credit cards offers
- Tiered Interest / bonus earning account paid on the KES account where balance >= Kes 100,000 is maintained
Platinum Flexi
A hybrid account that gives the benefits of a current account with monthly bonus payments
Opening balance
Zero
Mobile banking
Available
Monthly Ledger Fees
Waived
Minimum Operating Balance
Zero
Currency
KES and other major currencies
View Benefits
- Access to a debit card
- Eligible to bonus payment if balance of above KES 50,000 is maintained
- Enjoy free incoming funds transfer into your account and free outgoing funds transfers to other NCBA accounts.
- Get monthly e-statements at no cost
- Chequebook available upon request
- Transactional Fees: 1st four (4) transactions (debits/credits) are not chargeable of the Transactional Fee of Kes. 300 per transaction, which is charged over and above the normal transactional charges charged as per tariff. From the 5th transaction, the fee of Kes. 300 per transaction is charged (irrespective of the channel used). Cash Deposits, Cheque Deposits, Inward Telex Payments and Mobile Banking Transactions are not charged with the Transactional fee under this product.
Platinum PAYG Account
Uniquely designed to suit the banking needs of seniors. This account offers both transactional, savings capabilities and access to tailor-made insurance benefits.
Opening balance
KES. 2,000
Monthly Ledger Fees
Waived
Minimum Operating Balance
Zero
Currency
KES and other major currencies
Mobile & Internet banking
Available
View Benefits
- Flexibility to determine monthly cost to operate the account based on number of transactions done
- Free Monthly e-statements
- Free incoming funds transfers on all currencies
- Free intra account transfers
- Opportunity to invest in NCBA unit trust funds
- Access to a wide range of health insurance, life insurance and car insurance packages
- Access to credit and loan facilities for individual account holders (subject to T&C’s)
MAKE PAYMENTS
FOR FREE
Be sure to use your NCBA Visa card to make payments for your house supplies