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Affordable housing
Affordable Housing
In partnership with KMRC, we provide affordable home financing with up to 105% financing at fixed interest rates of 9.5% or 9.9%, for up to 25 years.
Why Choose NCBA’s Affordable Housing Mortgage?
• Low interest rates – Starting from 9.5%.
• Flexible repayment – Up to 25 years.
• Full financing – Up to 105%, covering legal and stamp duty fees.
• Inclusive eligibility – For incomes up to KES 1M, with joint applications allowed.
• Nationwide access – Available in major towns across Kenya.
Who Qualifies for an NCBA Affordable Housing Mortgage?
We believe that everyone deserves a place to call home. That’s why our affordable housing initiative is designed with you in mind.
- Income: Earn a gross income of KES 1M or less.
- Partners: Couples can combine their incomes as long as the total doesn’t exceed KES 1M.
Property Listing
Unity Homes
Unit Type & Price
Unity One-From KES. 5.6M
Unity East-From KES. 9.4M
Amenities
- Open plan lounge
- Strip lights and spotlights
- A spacious utility rooms
- 50L solar water heating with booster
- Water closet
- Frameless glass shower screens,
- Rain shower
- Vanity
Location
Status
Under Construction
Zima Homes
Unit Type & Price
Studio – 20SQM: From Kes 1.9M
1BR – 30SQM: From Kes 2.8M
2BR – 41.8SQM-From Kes 3.8M
2BR Duplex – 41.8SQM-From 3.9M
Amenities
- Landscape garden
- Rooftop garden
- Common laundry area
- CCTV Surveillance
- Borehole
- Card Access Control
Location
Status
Starehe Point 1 Apartments Phase 2
Unit Type & Price
1 Bedroom Type 1-From KES 2.499M
2 Bedroom Type 1-From KES 3.999M
3 Bedroom Type 1-From KES 4.999M
Studio-From USD 13,899
1 Bedroom duplex-USD 23,599
Amenities
- Food Courts
- Outdoor Communal Recreational Facilities
- Early Childhood Development (ECD) Center
- Community Center
- Sports Facilities
- Greenery
- A Gym
- A Swimming Pool
- Children’s Playgrounds
Location
Status
237 Garden City
Unit Type & Price
Studios from KES 2.7M
Premium Studio from KES 3.5M
1 bedroom from KES 4.9M
2 Bedroom from KES 7.8M
Amenities
- Outdoor Sports Facilities
- Back-Up Generator
- 24 Hour Security
- Parking Bay
Location
Status
TG Kawa Apartments
Unit Type & Price
Standard Simba Apartment: Starting at $23,000
Medium Nyati Apartment: Starting at $27,000
Superior Ndovu Apartment: Starting at $31,000
Amenities
- Professional Property Management
- Rooftop Lounge
- Smart Metering Solutions
- Borehole water supply
- Close Proximity to the Junction Mall
Location
Status
Epic Ridge
Unit Type & Price
Studios-16.5SQM-KES 1.5M
1BR-34SQM-KES 3.0M
Amenities
- Borehole
- Paved Drive Way
- Recreation Area
- Perimeter Wall with Electric Fence
- Ample Parking
- 24 Hour Security.
Location
Status
Moke Gardens Apartments
Unit Type & Price
Studio-24 SQM-KES 1.5M
1 BR – 44 SQM – KES 2.75M
2 BR – 70 SQM – KES 4.4M
3 BR– 86 SQM – KES 5.705M
Amenities
- Electric fence
- Two lifts per block
- Grid and solar power
- Playing area
- Day care Centre
- Landscaped gardens
- Ample parking
- Boreholes and mains
- Shopping Centre
- Primary school
- Medical Centre
- Security-CCTV
Location
Status
Under Construction
The Miran Residence
Unit Type & Price
Studio Apartment-From KES 3.2M
Studio Loft-From KES 4.3M
1BR Unit-From KES 5.0M
2BR Unit-From KES 6.5M
Amenities
- Fully equipped Gym
- Wellness Area
- Jogging Track
- Kids play Area.
Location
Status
Under Construction
Kings Serenity
Unit Type & Price
2BR Apartments-From Kes 4M
Amenities
- Solar street lighting
- Children Play Area
- Living Room
- Washroom Area
- Kitchen
- Dining Area
- Laundry Area
Location
Status
Kings Boma Estate
Unit Type & Price
2BR Apartments-40SQM-From Kes 2M
2BR Apartments-64SQM-From Kes 3.72M [Standard]
Amenities
- Solar Street Lighting
- Children Play Area
- 1 parking
- Controlled Access
Location
Status
Kings Orchid
Unit Type & Price
Studio Apartments-20SQM-From 1M
1BR Apartments-30SQM-From KES1.5M
2BR Apartments-59SQM -KES 3.47M [Standard]
2BR Apartments-70SQM-From 4.85M [En-suite]
3BR Apartments-83SQM-KES 4.80M[En-suite]
Amenities
- Secure boundary wall
- Borehole
- Cabro paved driveways
- Outdoor kids play area
Location
Status
Karibu Homes
Unit Type & Price
2bedroom-From Kes 3.75M[Standard]
2bedroom-From Kes 3.75M[Enhanced]
3bedroom-From Kes 4.8M[Standard]
3bedroom-From Kes 6.35M[Enhanced]
Amenities
- Cabro paved parking
- Well-lit common areas
- Treated borehole water
- Commercial Centre
- Common play areas
- Basketball court
Location
English