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Affordable housing
Affordable Housing
In partnership with KMRC, we provide affordable home financing with up to 105% financing at fixed interest rates of 9.5% or 9.9%, for up to 25 years.
Why Choose NCBA’s Affordable Housing Mortgage?
• Low interest rates – Starting from 9.5%.
• Flexible repayment – Up to 25 years.
• Full financing – Up to 105%, covering legal and stamp duty fees.
• Inclusive eligibility – For incomes up to KES 1M, with joint applications allowed.
• Nationwide access – Available in major towns across Kenya.
Who Qualifies for an NCBA Affordable Housing Mortgage?
We believe that everyone deserves a place to call home. That’s why our affordable housing initiative is designed with you in mind.
- Income: Earn a gross income of KES 1M or less.
- Partners: Couples can combine their incomes as long as the total doesn’t exceed KES 1M.
Property Listing
265 Elmer One
Unit Type & Price
1-BR 45SQM-From Kes 4.725M
2-BR 60SQM-From Kes 6.3M
Amenities
- Rooftop lounge
- Mini soccer pitch & Tennis court
- Mobility-friendly development with wheelchair access
- High-speed lifts
- Ample parking
- Backup power for common areas
- Coordinated landscaping
- Potable water supply
Location
Status
Under Construction
Terian Homes
Unit Type & Price
1 BR-45 SQM-From KES 2.2M
2 BR-65 SQM-From KES 3.3M
3 BR-85 SQM-From KES 4.3M
Amenities
- Shopping Complex
- Kindergarten
- Children’s playground
- Ample parking spaces
- Perimeter wall
- Lush green gardens
- Power & Sufficient water on site
Location
Status
Under Construction
City View Suites
Unit Type & Price
One-bedroom Apartment, 45.8 sqm-Kes 5.7M
Executive Studio Apartment, 37.5 SQM-Kes 3.9M
Studio Apartment B, 32.8 SQM @ Kes 3.7M
Amenities
- American Open plan kitchen
- CCTV, DSTV, Intercom and intranet
- Inbuilt wardrobes
- 2 high speed lifts
- Rooftop terrace
- Gym
- Generator power back up
- Underground water storage tank
Location
Status
Bella Casa Apartments
400M from Mombasa Highway, next to the Safaricom Crystal Rivers Mall
Bella Casa Apartments
Unit Type & Price
2BR- KES 4.7M
3BR- KES 6.5M
Amenities
- 24/7 Security
- Quality Gardens
- Car Free Zones
- Children Play Areas
- WI-FI & DSTV
- Modern Design
- Ample Parking
- Plenty of Water
- Master En-Suit
Location
Status
Maisha Makao
Unit Type & Price
2 Bedroom,78-85sqm from KES 7.8M
3 Bedroom,105-112sqm from KES 9.8M
Amenities
- Open Plan Kitchen
- Gym terrace
- Generator
- Roof
- Clubhouse
- Borehole water
- CCTV
- Access control
- Commercial shops
- Common washing area
Location
Status
Phase 1 ready & Phase 2 under Construction
Maisha Mapya
Unit Type & Price
2 Bedroom, 62-64sqm from KES 5.2M
3 Bedroom, 83-85sqm from KES 7.3M
Amenities
- Open Plan Kitchen
- Club house
- Gym
- Commercial shops
- Common washing area
- Roof terrace
- Borehole water
- Generator
- CCTV
- Access control
Location
Status
Phase 1 ready & Phase 2 under Construction
Fly Eagle Apartments
Unit Type & Price
Amenities
Location
Status
1255-Palm Ridge Phase 2
Unit Type & Price
Amenities
Location
Status
Keza by Mi Vida
Unit Type & Price
Amenities
Location
English