PERSONAL iNSURANCE
GO Educator Plan
Secure your child’s education with NCBA’s GO Educator Plan. Designed for future financial stability, this plan guarantees returns while offering added benefits.
Key Features
- Guaranteed maturity value & returns
- Optional critical illness cover & retrenchment benefits: Protection offering up to 9 months premium payments in case of job loss due to retrenchment or redundancy, on permanent employment basis.
- Tax relief of up to 15%: Save up to 15% in tax relief on your monthly investment, up to KES 60,000 annually.
- Estate planning benefits: A customized solution for seamless wealth transfer, ensuring no contestation over your assets.
Invest in Their Future Today! Start your education plan now.
Optional Benefits
- Unemployment benefit: If the investor loses their income due to retrenchment or the winding down of the employer's business, the insurer covers an amount equivalent to six monthly premium payments.
- Second medical opinion: This benefit provides access to a medical second opinion from renowned medical centres whenever needed. The insured, their spouse, and an unlimited number of named children can benefit from this service. It helps confirm the accuracy of diagnosis, explore treatment options available, and change/ optimise current treatment options.
- Enhanced critical illness cover: In the unfortunate first diagnosis of a critical illness, the policy will payout 50% of the sum assured (up to a maximum limit of Kes 5 million) to assist alleviate any expenses that may be incurred.
- Permanent total disability: The benefit pays out up to the full sum assured if the investor becomes permanently and totally disabled due to an illness or accident.
- Double death benefit (accidental and sickness): The benefit immediately pays the sum assured, waives future premiums, and still pays upon maturity.
- Tax incentive: The investor enjoys a 15% tax relief, capped at a maximum of Kes 5,000 per month or Kes 60,000 per annum.
Requirements
- Copy of Identification
- KRA PIN
- Passport-size photograph
- Completed proposal form
- First premium payment
Premium Payment Frequency
- Monthly
- Quarterly
- Half–yearly and
- Annually
Last Expense
Ease the financial burden on your loved ones with NCBA’s Last Expense Cover.
- Quick Pay-out: Receive benefits within 48 hours, so your family can focus on what matters.
- Comprehensive Coverage: Get up to KES 500,000 for your family, plus optional cover for parents and in-laws.
- Affordable & Flexible: Budget-friendly premiums with adjustable coverage.
- Easy Sign-Up: Apply online in under 5 minutes for instant peace of mind.
- Group Discounts: Chamas, SMEs, and groups enjoy special discounts with broader benefits.
This Last Expense Cover ensures that you provide a dignified and peaceful send-off to your loved ones—without the attendant financial stress.Give Your Loved Ones Peace of Mind. Get covered now.
Personal Accident Insurance
Financial security in case of an accident or disability. NCBA Personal Accident Cover helps safeguard your income and medical expenses.
Personal Accident Insurance Covers:
- Coverage for death & permanent disability
- Temporary income loss due to injury
- Medical expenses from accidents
Your Safety, Our Priority. Get insured today!
Credit Life
Cover your outstanding loans in case of unforeseen events like death, disability, or retrenchment.
Coverage Includes:
- Loan balance settlement upon death
- Protection against inability to earn due to disability
Protect Your Finances. Secure your credit life insurance today!
Card Insurance
This policy provides protection against fraudulent transactions on your credit card. Additionally, in the unfortunate event of the cardholder’s death, the outstanding credit card balance is covered and settled.
This policy covers:
- Permanent and total disability
- Critical illness
Income Protector
Income protection insurance replaces the income lost through your inability to work due to injury or sickness. It is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work.
This policy covers:
- Loss of life
- Income loss
- Retrenchment benefit
- Funeral benefit
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