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Car Loans
Rev up the process and zoom into approval – secure approval for your new car loan and insurance within 12 hours.
Whether you’re after a new vehicle or a pre-owned car up to 8 years old, our mission is to get you behind the wheel in record time.
Discover CarDuka
(Vehicles on Auction)
Welcome to CarDuka, NCBA’s all-in-one digital platform transforming the vehicle ownership experience in Kenya. Far more than just an auction site, CarDuka is a comprehensive automotive ecosystem designed to meet your every need. Discover a wide selection of vehicles—from bank-repossessed units to locally used and brand-new cars. With an intuitive interface, real-time updates, and auto-bidding features, CarDuka makes it easy and convenient to find and purchase your next vehicle.
CarDuka extends beyond vehicle sales, offering:
- Spare Parts Marketplace: Access a wide selection of genuine spare parts to keep your vehicle in top condition.
- Financial Solutions: Apply for car loans and insurance directly through the platform, simplifying the financing process.
- Vehicle Valuation: Determine your car’s market value with our accurate valuation tools.
- Service Center Access: Connect with trusted service centers for maintenance and repairs.
Log Book Loan
Our logbook loan product aims to give individuals and businesses access to quick financing to enable them to meet their emergency needs for immediate cash.
You are able to borrow cash against an owned vehicle provided it’s not under any finance.
Features
- Minimum loan amount is KShs.100,000
- The vehicle must not be more than 15 years old from the year of manufacture (YOM) by the time loan is repaid
- Logbook loan applies only to private and commercial vehicles i.e. Trucks, Saloon cars and pickups. Public service vehicles such as buses, Matatus, Taxis, etc. are not eligible.
Benefits
- Get access to quick financing against the car value
- The repayment cycle based on your income cycle
- Get feedback on your loan application within 12 hours
- Secure comprehensive motor insurance at favourable rates through NCBA Insurance Agency
- Easy and fast online application
Insurance Premium Financing
We simplify and make asset protection more affordable. Our flexible insurance financing provides quick credit-free check approvals, along with favourable rates and repayment terms for your asset insurance.
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